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Cyber Security
Independent · Digital
Thehackingpost
CybersecurityAI-assisted

150K+ Users Affected by Malicious Loan Apps on iOS and Google Play

As of February 2025, over 150,000 users of Google Play and the Apple App Store have been affected by a malicious application named "RapiPlata." This app was identified by advanced detection engines as a SpyLoan application targeting Colombian users.…

As of February 2025, over 150,000 users of Google Play and the Apple App Store have been affected by a malicious application named "RapiPlata." This app was identified by advanced detection engines as a SpyLoan application targeting Colombian users. Despite its removal from official app stores by March 2025, it remains accessible through third-party websites that falsely present it as an official download.

The app was detected by Harmony Mobile's machine learning model, which identified its unauthorized access to sensitive data such as SMS messages, call logs, calendar events, and installed applications. This data was transferred to its servers without appropriate justification.

Investigations revealed a network of SpyLoan malware operations, including connections to another app, "Préstamo Rápido," which was active since August 2022 and removed for similar data-exfiltrating activities. RapiPlata's functionalities pose a significant privacy risk, misusing permissions under the pretext of credit assessment for unauthorized personal information exfiltration.

According to a Check Point Research Report, this data theft poses significant risks even on iOS devices. SMS and call logs can expose authentication codes or social connections for spear-phishing. Calendar data can reveal sensitive corporate engagements, such as meeting links that attackers could exploit. Furthermore, lists of installed apps allow cybercriminals to tailor malware to exploit specific vulnerabilities.

Users have reported receiving threatening emails and messages falsely claiming unpaid loans, demonstrating the app's coercive tactics. The app's minimal detection on platforms like VirusTotal highlights the sophistication of these threats.

This data was transferred to its servers without appropriate justification.
Chloe Simmons · Thehackingpost

It is recommended that users adopt advanced mobile security solutions to proactively block such threats and rely on verified financial institutions for loans.

Type Details

Websites https://www.dineroya.co/, https://www.rapiplata.co, https://home.parkwaysas.co/, https://www.rapiplata.pe/

Payload URL https://t.copii.co/9YEPe

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RapiPlata SHA256 Multiple hashes including d2413262042fa01e679795298d4541a114a73574c09d93240be64303946fc7f4 (and others)

Prestamo Rapido SHA256 Multiple hashes including f19c438d98921e5cb468395228fe51f98eb1670a20b3f7cad40783cc5a6156ca (and others)

Based on reporting by GBHackers.

AI transparency. This article was produced with the assistance of artificial intelligence and published under human editorial oversight. AI systems can make mistakes. Read how we use AI (EU AI Act, Art. 50).
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