FinTech

Global finance is evolving beyond geographical constraints, yet many systems supporting it remain antiquated. Traditional cross-border settlement processes are often slow and costly, presenting challenges for companies operating across multiple jurisdictions.

Limitations of Legacy Payment Systems

The current financial infrastructure relies heavily on messaging systems like SWIFT, which were not designed for real-time global commerce. Payments are delayed, with intermediaries contributing to increased costs, risks, and inefficiencies. Transaction fees can exceed 1%, and liquidity is often tied up in pre-funded accounts.

In response, enterprises are adopting decentralized payment infrastructures like GOTD Global, which aims to reduce intermediaries and automate trust through technology.

GOTD’s Network and Global Settlement

GOTD Global leverages a multi-asset netting protocol powered by machine learning and distributed ledger technology (DLT). The system aggregates and optimizes payment flows, identifying offsetting obligations and netting them into a single transaction. This automated model reduces settlement volume and value by up to 85%, freeing trapped liquidity and minimizing capital movement.

GOTD’s approach is multilateral, optimizing settlements across multiple parties simultaneously, surpassing legacy networks and many blockchain competitors.

Transparency and Trust Through Escrow

GOTD Global offers a token escrow mechanism, securing obligations and providing real-time liquidity proof. Participants can verify balances through a network dashboard before settlements, enhancing transparency and reducing counterparty risk.

Compliance Integration

Compliance is integral to GOTD Global’s design, aligning with international regulations. The network operates under a licensed DLT infrastructure, ensuring legal transparency and governance. Its federated KYC AML system supports compliant onboarding while maintaining data privacy.

Economic Efficiency and Scalability

GOTD Global offers a low transaction fee of 0.1%, outperforming both traditional banks and most blockchain competitors. Its B2B payment optimization helps reduce redundant fund transfers. Companies gain operational and financial efficiencies, with improved working capital ratios.

GOTD’s global netting system is scalable, supporting participants in over 20 countries, and enabling peer-to-peer financial settlement regardless of local banking constraints.

Advantages of GOTD

• Automation and Intelligence: Machine learning optimizes settlement flows.
• Transparency: Real-time liquidity visibility enhances trust.
• Regulatory Assurance: Licensed infrastructure ensures compliance.
• Cost Efficiency: Fixed low fees improve margins.
• Security: Token-based escrow ensures obligation fulfillment.

GOTD Global provides a decentralized settlement ecosystem for modern businesses, offering a seamless, secure financial network.