Stablecoins Are Becoming Business Infrastructure, Not Just A Crypto Experiment
Stablecoins are increasingly becoming integral to business operations across various industries. Internal data from INXY Payments indicates that stablecoins have surpassed $2 billion in annual transaction volume, highlighting their growing role in global…
Stablecoins are increasingly becoming integral to business operations across various industries. Internal data from INXY Payments indicates that stablecoins have surpassed $2 billion in annual transaction volume, highlighting their growing role in global finance.
According to INXY Payments, stablecoin usage is evolving beyond speculation to applications in payroll, commerce, donations, and cross-border transactions. The company reports a 500% year-on-year growth, coinciding with a record year for the stablecoin economy. Over the past 12 months, global stablecoin transaction volume reached over $9 trillion, with a notable $1.25 trillion processed in September 2025 alone.
Stablecoin adoption, initially prevalent among crypto-native businesses, has expanded into sectors requiring speed, cost efficiency, and global reach. INXY’s analysis identifies the fastest-growing sectors for stablecoin payments:
Non-profit donations: 321% growth year-on-year Payroll and global workforce platforms: 224% growth Gold and precious metals: 205% growth AdTech and affiliate networks: 157% growth E-commerce and online retail: 96% growth Fashion: 95% growth Electronics: 62% growth
Additional growth has been observed in industries such as automotive, luxury goods, airlines, gaming, software, and EdTech, indicating a widespread adoption of stablecoins across the global economy.
Stablecoins are increasingly becoming integral to business operations across various industries.
Global B2B stablecoin payments have expanded significantly, growing from $119 million in January 2023 to $6.4 billion by August 2025. Stablecoins often outperform traditional systems like SWIFT due to faster settlement, lower fees, and reduced geographic limitations. The use of digital dollars such as USDT and USDC mitigates volatility concerns.
INXY Payments reports a ~130% net revenue retention rate, reflecting the continued integration of stablecoins as financial infrastructure by compliant, low-risk businesses.
Serge Kuznetsov, co-founder of INXY Payments, forecasts continued momentum in stablecoin adoption. Growth is expected to accelerate in Latin America and Africa, where stablecoins offer practical alternatives to local currencies and mainstream banking services. In Europe, regulatory clarity is anticipated to support the establishment of stablecoins as legitimate financial instruments, expanding their application in payments, e-commerce, B2B settlements, and treasury operations.
For blockchain and stablecoin startups, the market is shifting from theoretical to practical applications. Products should cater to traditional businesses, emphasizing simplicity, compliance, and integration. Future growth is expected from addressing real operational challenges rather than speculative demand.
INXY Payments advises businesses to consider integrating stablecoins into their payment systems in 2026, projecting revenue increases of 3% to 20% in some markets. Changing consumer behavior and the advantages of stablecoin transactions—larger average sizes, faster speeds, and lower costs—underline their growing role in global commerce.
Based on reporting by techround.co.uk.