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Tech-Driven Growth Powers Lexin’s Strong Earnings Report

## LexinFintech Reports Q3 2025 Financial Results

NBy Nathan ColeDec 29, 20251 min read

LexinFintech Reports Q3 2025 Financial Results

On Thu, Nov 24, 2025, LexinFintech (NASDAQ: LX) released its unaudited financial results for the third quarter of 2025. The company, a prominent provider of digital technology services in China, reported a revenue of CNY 3.42 billion and a Non-GAAP EBIT of CNY 675 million, marking a 1.5% increase from the previous quarter.

The company’s transaction volume reached CNY 50.89 billion, with a managed loan balance of CNY 101.84 billion and a user base of 240 million, reflecting a 7.7% year-on-year growth. The 90-day-plus NPL ratio was reduced by 15 basis points compared to the previous quarter and 74 basis points year-on-year. The net profit take rate improved by 9 basis points quarter-over-quarter and 92 basis points year-on-year.

LexinFintech has also increased its dividend payout ratio from 25% to 30% for the second half of the year. Over half of the US$60 million share repurchase and share accumulation plan has been executed.

On Thu, Nov 24, 2025, LexinFintech (NASDAQ: LX) released its unaudited financial results for the third quarter of 2025.
Nathan Cole · Thehackingpost

Xiao Wenjie, CEO of LexinFintech, commented on the company's future strategies, focusing on expanding presence across consumer scenarios, deepening services for micro and small businesses, and increasing investments in financial technology. The company aims to enhance its user-centric framework, emphasizing user experience and consumer protection.

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Based on reporting by TechBullion.

AI transparency. This article was produced with the assistance of artificial intelligence and published under human editorial oversight. AI systems can make mistakes. Read how we use AI (EU AI Act, Art. 50).
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